What to Consider When Choosing Van Insurance
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Types of Cover: Choose between Third-Party Only, Third-Party, Fire & Theft, or Comprehensive Cover. Comprehensive provides the highest level of protection, covering damage to your own van as well as third-party claims.
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ExcesBusiness vs. Private Use: If you use your van for business, make sure to select commercial van insurance. This covers you for business-related activities like deliveries, carrying tools, or transporting goods. For personal use, standard private van insurance will suffice.
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Load & Tools Cover: If you’re carrying valuable tools, equipment, or goods in your van, consider adding goods-in-transit cover or tool insurance to protect them from theft or damage while on the road.
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No-Claims Discount: Just like car insurance, building up a no-claims discount can lower your premiums over time. Make sure your policy allows you to protect your no-claims bonus.
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Breakdown Cover: Many van insurance policies offer optional breakdown cover to ensure you’re not stranded in the event of a mechanical failure. This can be particularly important if you rely on your van for work.
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European Cover: If you plan to drive your van abroad, make sure your policy includes European cover so you're protected when driving in the EU and beyond.
The information contained within this webpage is for editorial purposes only, and not intended as financial advice
Start Comparing Van Insurance Today and you could save up to £685
*51% of consumers could save £685.51 on their Van Insurance. The saving was calculated by
comparing the cheapest price found with the average of the next five cheapest prices
quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based
on representative cost savings from May 2025. The savings you could achieve are dependent
on your individual circumstances
