Top Travel Insurance Add-Ons Worth Considering This Summer

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Booking a summer getaway? Whether you're off to a sunny beach, a city break, or an adventure holiday, standard travel insurance may not cover everything you need. That’s where add-ons come in.

Travel insurance add-ons offer extra protection for specific risks, helping you travel with total peace of mind. Here are the top extras worth considering before you pack your bags this summer:

🏥 1. Medical Cover for Pre-Existing Conditions

If you have any existing health issues, a basic policy might exclude them. This add-on ensures you're covered if your condition flares up while you're away—saving you from hefty medical bills.

🎒 2. Baggage and Personal Belongings Cover

Lost luggage? Damaged phone? Stolen sunglasses? Standard insurance often has low limits. This add-on provides extra cover for your valuables, gadgets, and travel essentials.

✈️ 3. Flight Delay & Missed Connection Cover

Summer travel is notorious for delays. This add-on can help cover unexpected costs like meals, accommodation, or alternative transport if your flight is delayed or you miss a connection.

🎿 4. Adventure & Activity Cover

Planning to try scuba diving, hiking, paragliding or water sports? Many activities aren’t included in standard policies. Add this cover to stay protected while chasing adrenaline.

🧳 5. Gadget Cover

Taking a phone, tablet, camera or laptop abroad? Gadget cover protects your tech against damage, theft, and loss—especially handy if you’re always snapping photos or working remotely.

❌ 6. Cancellation for Any Reason

Sometimes plans just change. This premium add-on lets you cancel your trip and claim a partial refund even if the reason isn’t usually covered, like a change of heart or personal reasons.

💷 7. Cash and Documents Protection

Losing your passport or having cash stolen abroad can ruin a holiday. This add-on provides financial support and guidance to replace lost travel documents and stolen money.

🐶 8. Pet Cover (for UK Trips)

Bringing your pet along? Some insurers offer add-ons to cover vet fees or emergency boarding if something goes wrong while travelling within the UK.

💡 Final Tip: Only Pay for What You Need

Add-ons are useful, but they do increase your premium. The key is to choose the ones that match your trip type and personal circumstances. Not sure what to include? Our comparison tool can help you find the perfect policy—with the right extras, at the right price.

✈️ Ready to travel smarter?

Compare travel insurance quotes from top UK insurers—with the add-ons you actually need—today.

The information contained within this webpage is for editorial purposes only, and not intended as financial advice.