🐾 10 Common Dog & Cat Injuries That Can Cost You Without Insurance

Our pets are part of the family—but unlike us, they can’t explain when something’s wrong. Whether it’s a playful accident or a sudden health scare, injuries can happen quickly—and the vet bills can be shockingly high if you’re not insured.

Here are 10 common injuries in dogs and cats that could leave you out of pocket without pet insurance.

1. 🐶 Broken Bones

Typical cost: £1,000–£3,000Accidents like falls, car collisions or rough play can lead to fractures requiring X-rays, surgery, and aftercare.

2. 🐱 Swallowed Objects

Typical cost: £800–£2,500Many pets swallow toys, socks, or string. Removing foreign bodies often requires emergency surgery.

3. 🐾 Torn Ligaments (e.g., Cruciate Ligament in Dogs)

Typical cost: £1,500–£4,000Common in active dogs, this painful injury can need complex surgery and physio.

4. 🦷 Dental Injuries

Typical cost: £300–£1,200Cracked teeth or gum infections are often not covered by basic policies and can require extra dental insurance.

5. 🐕 Dog Fights & Cat Scraps

Typical cost: £500–£2,000 Bite wounds and abscesses from fights are not only traumatic—they’re costly and risk infection.

6. 🐾 Road Accidents

Typical cost: £1,000–£5,000+One of the most expensive and traumatic incidents. Emergency care, surgery, scans and hospital stays add up fast.

7. 🧼 Burns or Scalds

Typical cost: £400–£1,500Hot surfaces, spilled drinks or chemical exposure can cause painful burns requiring specialist treatment.

8. 🐕 Sprains & Soft Tissue Injuries

Typical cost: £250–£800Limping after a long walk or rough play could be more than just sore paws—it often needs rest, pain relief, and vet assessment.

9. 🐈 Lacerations & Cuts

Typical cost: £200–£1,000Even minor-looking wounds can need stitching, antibiotics and ongoing monitoring—especially in cats.

10. 🐾 Eye Injuries

Typical cost: £300–£2,000Scratches, ulcers, or trauma to the eye are painful and can lead to permanent damage if untreated.

💡 Final Thought: Vet Bills Add Up Fast

While no one plans for accidents, being prepared can make all the difference. Pet insurance helps you focus on your pet’s recovery—not the cost. It can cover unexpected injuries, surgeries, and even long-term conditions depending on your policy.

Compare policies now to find affordable protection for your furry friend.

The information contained within this webpage is for editorial purposes only, and not intended as financial advice.