Young Driver Insurance
Whether you're insuring your first car or renewing your policy, compare quotes from 120+ UK Insurers
You could save up to £535*
Why is young driver insurance more expensive?
Drivers aged between 17 and 24 are statistically more likely to be involved in road traffic accidents than older, more experienced motorists. Because insurers calculate premiums based on risk, younger drivers often pay more for cover.
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Your premium can also be affected by:
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Your age
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Driving experience
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Where you live
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Your occupation
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Your annual mileage
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The type of car you drive
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Previous claims or convictions
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The good news is that premiums often reduce as you gain experience and build up a No Claims Discount.
How can young drivers reduce insurance costs?
Choose a lower insurance group car
Cars are placed into insurance groups from 1 to 50. Vehicles in lower groups are generally cheaper to insure.
Popular choices include:
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Hyundai i10
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Toyota Aygo
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Kia Picanto
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Volkswagen Up
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Skoda Citigo
Consider a black box policy
Telematics, often called black box insurance, monitors your driving habits.
Safe driving could help lower future premiums and may provide more competitive quotes for new drivers.
Build your No Claims Discount
Many insurers reward claim-free driving by reducing premiums at renewal. Even one year's No Claims Discount can make a noticeable difference.
Add an experienced named driver
Adding a parent or another experienced driver can sometimes reduce your premium. However, the main driver must always be the person who drives the vehicle most often.
What level of cover should I choose?
Third Party Only
The legal minimum level of insurance.
Third Party, Fire and Theft
Includes third-party cover plus protection against fire and theft.
Comprehensive Insurance
Provides the widest level of cover and can sometimes be cheaper than third-party policies.
Comparing quotes is the easiest way to see which option offers the best value.
Compare Young Driver Insurance Today
Finding affordable insurance doesn't need to be complicated.
Compare quotes from over 120 UK insurers and see if you could save on your next policy.
The information contained within this webpage is for editorial purposes only, and not intended as financial advice
Why Choose Coverpal?
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Through our partnership with Seopa, you can compare quotes from leading UK car insurance providers in just a few clicks.
2
Tailored for You:
Whether you’re a young driver, experienced driver, or have a unique car, you could find the perfect policy for your needs.
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You could save up to £535*
*51% of consumers could save £535.17 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based
on representative cost savings from May 2026 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier
