
What to Consider When Choosing Car Insurance
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Coverage Types: Choose between Third-Party Only, Third-Party, Fire & Theft, or Comprehensive coverage to suit your needs and budget. Comprehensive covers the most, while third-party is often cheaper but offers limited protection.
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Excess Fees: Check the voluntary and compulsory excess amounts. Higher excess can lower your premium but means you'll pay more if you make a claim.
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No-Claims Discount: Protect your no-claims discount to keep your premiums low. Compare policies that offer this feature and consider adding extra protection.
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Optional Add-Ons: Enhance your policy with extras like breakdown cover, legal assistance, or windscreen cover to ensure you're fully covered for the unexpected.
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Driving Habits: Some insurers offer discounts for low mileage or use telematics (black box) technology to monitor your driving, which can lower premiums for safe drivers.
The information contained within this webpage is for editorial purposes only, and not intended as financial advice
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